Ӱ̳ International Student Guard.me Opt Out

Note: Guard.me opt outs for the Winter 2024 intake will be accepted between December 1, 2023 and January 12, 2023.

Mid-academic year opt-outs are not available for current Ӱ̳ students.  New Ӱ̳ students starting in January 2024 and current Ӱ̳ students with an existing GuardMe plan that expires on December 31, 2023 can submit an opt out request with proof of valid New Brunswick Provincial Medicare coverage through the last day of their studies in this academic year.

Late opt outs or opt outs submitted by email will NOT be accepted.

Pre-arrival insurance through Guard.me can be purchased directly from Guard.Me via their website 

All Winter 2024 policies will be effective January 1, 2024 through December 31, 2024, and will be issued by Guard.Me directly during the week of January 22, 2024.

International Student Guard.me

All active international students are required to hold the Guard.me Canada Plan from the first day of their Academic Term unless they can meet the opt-out requirements below.

If you can answer YES to one of the following questions, you can submit an opt-out request via the form below.

  • I have valid New Brunswick Medicare coverage through the end of my academic studies in this year, OR
  • I have changed my program and have a valid Guard.me Plan issued by Ӱ̳ in the last 12 months. 

If your New Brunswick Medicare coverage expires before the last day of your studies for this academic year, an opt-out is NOT available, and it is your responsibility to ensure you reapply for New Brunswick Medicare in advance of its expiry.  Applications for Medicare renewal are not accepted for the purposes of opting out.  

For more information on the Guard.me Canada Plan, and the Guard.me Excursion Plan visit  or watch the pre-arrival webinar session.

Frequently Asked Questions

Opt-Out Form

Applicant Information

Program Information

Proof of Coverage

Upload proof of coverage:

  • Copy of your New Brunswick Medicare card OR
  • New Brunswick Medicare Letter that demonstrates your Medicare coverage dates OR
  • Copy of your valid Guard.me insurance policy document
Upload Documents